Insurance companies hate risk. In fact, the insurance industry is all about limiting risk.
Risky homes, such as old homes with old wiring and plumbing, and risky areas, such as high-crime neighborhoods or homes near woods that often catch fire, usually have more claims. Insurance companies don’t like paying out many claims.
The same goes for a home with mold or ones with previous mold-related claims. Insurance companies view those homes as risky.
In that case, your insurance company will likely decline a mold endorsement or charge you a lot for that coverage.
So that means it might be worth paying for the mold removal yourself. And to avoid it happening in the first place.
Follow these tips below to prevent mold:
- Keep the house dry — don’t let water build up anywhere, ventilate damp rooms, wipe shower walls and doors after use.
- Don’t leave wet clothes in the washing machine where mold can quickly grow.
- Wash shower curtains and bathroom tiles regularly with mold-killing products.
- Don’t have too many indoor plants — especially in the bedroom — as mold can grow in plant soil.
- Fix any leaks or seepage in the house, indoors and out.
- Put plastic over dirt in crawlspaces and keep them well ventilated.
- Use exhaust fans in the kitchen and bathrooms.
- Turn off humidifiers if you see condensation on windows.
- So use dehumidifiers and air conditioners in basements and other areas of the house where mold tends to grow, especially in hot humid climates.
- Clean dehumidifiers and humidifiers every week.
- On concrete floors, remove carpet and use area rugs that can be lifted and washed, or install a vapor barrier over the concrete.
If you need any help with water restoration, black mold removal or foundation crack services, feel free to contact Dry Effect!